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MHinsure

 

INTRODUCTION TO TRAVEL TAKAFUL

 

 

Travel with peace of mind

MHInsure is a Comprehensive Travel Takaful product, underwritten by Etiqa General Takaful Berhad designed to suit all Malaysia Airlines passengers whilst travelling on Domestic or International flights.

No matter where you are in the world, you can rest assured that you are well protected.

MHInsure travel protection provides cover for up to 28 benefits including access to 24-hour Emergency Medical and Travel Assistance from a world leader in Assistance Services, Cover-More.

 

Obtaining MHInsure is easy

Simply provide your trip details to get an instant quote and purchase your travel insurance online.

Get instant quote now

You can also purchase MHinsure at the same time as you book your flights to ensure you are covered for your trip straight away.

 

Who can purchase MHinsure Travel Takaful?

The Domestic Takaful is available for citizens; or residents of Malaysia; or person travelling through Malaysia; or transiting through a Malaysian Airport whose domestic journey starts in Malaysia and ends in Malaysia.

The International Takaful is available for citizens, or residents of Malaysia; or person travelling through Malaysia or transiting through a Malaysian Airport whose journey starts in Malaysia. This Takaful is underwritten by Etiqa General Takaful Berhad with services provided by Cover-More.

 

PRODUCT INFORMATION

We offer a wide coverage for Domestic and International travels to suit your coverage needs and The Takaful can be purchased on per trip or annual coverage.

 

Summary of Domestic Benefits

For the domestic traveller, we offer the widest range of benefits at highest levels of cover, including: emergency medical & dental, emergency travel & accommodation, and trip cancellation and curtailment benefits that cover the full value of your trip.

Please view our Summary of Domestic Benefits below.

 

MHinsure TRAVEL INSURANCE & TRAVEL TAKAFUL – DOMESTIC (SINGLE TRIP)

NO.

BENEFITS

LIMIT

1

 Emergency Medical & Dental Expenses

Up to RM35,000

 Emergency Dental Expenses

Up to RM1,000

2

 Emergency Medical Assistance or Evacuation

Up to RM250,000

3

 Repatriation of Mortal Remains

Up to RM150,000

4

 Hospital Confinement/Allowance
 Per day limit

Up to RM1,500
RM150 per day

5

 Emergency Travel & Accommodation Expenses

Up to RM1,500

6

 Compassionate Visit

Up to RM2,000

7

 Return of Minor Children/Child Guard

Up to RM2,000

8

 Accidental Death & Disablement

 

 Adults

Up to RM150,000

 Seniors (over 70 years)

Up to RM50,000

 Insured/Participant Dependent

Up to RM6,250

9

 Luggage & Personal Effects

Up to RM3,000

10

 Loss of Travel Documents

Up to RM2,000

11

 Luggage Delay

RM250 per 5 hours
Up to RM750

12

 Travel Delay

RM175 per 5 hours
Up to RM2,000

13

 Common Carrier Delay

RM175 per 5 hours
Up to RM2,000

14

 Travel Misconnection

RM300 per 5 hours
Up to RM1,000

15

 Trip Cancellation

Up to Trip Value

16

 Trip Curtailment

Up to Trip Value

17

 Hijacking

RM250 per 5 hours
Up to RM1,000

18

 Personal Liability

Up to RM1,000,000

19

 24-Hour Travel Assistance

Included

20

 24-Hour Medical Assistance

Included

 

 

Summary of International Benefits

Travel far, travel wide, and set your worries aside. For travellers leaving Malaysia for destinations overseas, we also offer  you the widest range of benefits at highest level of coverage, including: emergency medical & dental, emergency travel & accommodation, and trip cancellation and curtailment benefits that cover the full value of your trip.

Please view our Summary of International Benefits below. 

 

MHinsure TRAVEL INSURANCE & TRAVEL TAKAFUL – INTERNATONAL (SINGLE TRIP)

NO.

BENEFITS

LIMIT

TRAVEL INSURANCE

TRAVEL TAKAFUL

1

 Emergency Medical & Dental Expenses

 

 

 Adults

Up to RM500,000

Up to RM500,000

 Seniors (over 70 years)

Up to RM250,000

Up to RM250,000

 Insured/Participant Dependent

Up to RM250,000

Up to RM250,000

 Follow up treatment in Malaysia post journey

Included (7 days)

Included (7 days)

 Emergency Dental Expenses

Up to RM1,000

Up to RM1,000

2

 Emergency Medical Assistance or Evacuation

Unlimited

Unlimited

3

 Repatriation of Mortal Remains

Unlimited

Unlimited

4

 Hospital Confinement/Allowance
 Per day limit

Up to RM20,000
RM 300 per day

Up to RM20,000
RM 300 per day

5

 Emergency Travel & Accommodation Expenses

Up to 7,500

Up to 7,500

6

 Compassionate Visit

Up to RM2,500

Up to RM1,250

7

 Return of Minor Children/Child Guard

Up to RM2,500

Up to RM1,250

8

 Badal Hajj

 

Up to RM1,250*

9

 Ihsarr Benefits

 

Up to RM1,250*

10

 Accidental Death & Disablement

 

 

 Adults

Up to RM300,000

Up to RM300,000

 Seniors (over 70 years)

Up to RM100,000

Up to RM100,000

 Insured/Participant Dependent 

Up to RM12,500

Up to RM12,500

11

 Luggage & Personal Effects

Up to RM7,500

Up to RM7,500

12

 Loss of Travel Documents

Up to RM5,000

Up to RM5,000

13

 Theft of cash

Up to RM800

Up to RM800

14

 Luggage Delay

RM300 per 5 hours
Up to RM1,500

RM300 per 5 hours
Up to RM1,500

15

 Travel Delay

RM300 per 5 hours
Up to RM4,200

RM300 per 5 hours
Up to RM4,200

16

 Common Carrier Delay

RM300 per 5 hours
Up to RM4,200

RM300 per 5 hours
Up to RM4,200

17

 Travel Misconnection

RM300 per 5 hours
Up to RM1,200

RM300 per 5 hours
Up to RM1,200

18

 Flight Overbooking

Up to RM250

Up to RM250

19

 Trip Cancellation

Up to Trip Value

Up to Trip Value

20

 Trip Curtailment

Up to Trip Value

Up to Trip Value

21

 Hijacking

RM250 per 5 hours
Up to RM1,000

RM250 per 5 hours
Up to RM1,000

22

 Personal Liability

Up to RM1,500,000

Up to RM1,500,000

23

 Home Protection

Up to RM2,000

Up to RM2,000

24

 24-Hour Travel Assistance

Included

Included

25

 24-Hour Medical Assistance

Included

Included

 

*New benefit, applicable only to MHinsure International Takaful.

 

 

Summary of Annual Benefits

For the frequent traveller, we offer a multi-trip annual product, which offers cover during each trip the insured makes throughout the year. The product offers cover the same as for International trips, and doesn't expire until 365 days after the policy has been issued.

Please view our Summary of Annual International Benefits below.

 

MHinsure TRAVEL INSURANCE & TRAVEL TAKAFUL – INTERNATONAL (ANNUAL)

NO.

BENEFITS

LIMIT

TRAVEL INSURANCE

TRAVEL TAKAFUL

1

 Emergency Medical & Dental Expenses

 

 

 Adults

Up to RM500,000

Up to RM500,000

 Seniors (over 70 years)

Up to RM250,000

Up to RM250,000

 Participant Dependent

Up to RM250,000

Up to RM250,000

 Follow up treatment in Malaysia post journey

Included (7 days)

Included (7 days)

 Emergency Dental Expenses

Up to RM1,000

Up to RM1,000

2

 Emergency Medical Assistance or Evacuation

Unlimited

Unlimited

3

 Repatriation of Mortal Remains

Unlimited

Unlimited

4

 Hospital Confinement/Allowance
 Per day limit

Up to RM20,000
RM 300 per day

Up to RM20,000
RM 300 per day

5

 Emergency Travel & Accommodation Expenses

Up to 7,500

Up to 7,500

6

 Compassionate Visit

Up to RM2,500

Up to RM1,250

7

 Return of Minor Children/Child Guard

Up to RM2,500

Up to RM1,250

8

 Badal Hajj

 

Up to RM1,250*

9

 Ihsarr Benefits

 

Up to RM1,250*

10

 Accidental Death & Disablement

 

 

 Adults

Up to RM300,000

Up to RM300,000

 Seniors (over 70 years)

Up to RM100,000

Up to RM100,000

 Insured/Participant Dependent 

Up to RM12,500

Up to RM12,500

11

 Luggage & Personal Effects

RM7,500

RM7,500

12

 Loss of Travel Documents

Up to RM5,000

Up to RM5,000

13

 Theft of cash

Up to RM800

Up to RM800

14

 Luggage Delay

RM300 per 5 hours
Up to RM1,500

RM300 per 5 hours
Up to RM1,500

15

 Travel Delay

RM300 per 5 hours
Up to RM4,200

RM300 per 5 hours
Up to RM4,200

16

 Common Carrier Delay

RM300 per 5 hours
Up to RM4,200

RM300 per 5 hours
Up to RM4,200

17

 Travel Misconnection

RM300 per 5 hours
Up to RM1,200

RM300 per 5 hours
Up to RM1,200

18

 Flight Overbooking

Up to RM250

Up to RM250

19

 Trip Cancellation

Up to Trip Value

Up to Trip Value

20

 Trip Curtailment

Up to Trip Value

Up to Trip Value

21

 Hijacking

RM250 per 5 hours
Up to RM1,000

RM250 per 5 hours
Up to RM1,000

22

 Personal Liability

Up to RM1,500,000

Up to RM1,500,000

23

 Home Protection

Up to RM2,000

Up to RM2,000

24

 24-Hour Travel Assistance

Included

Included

25

 24-Hour Medical Assistance

Included

Included

 

*New benefit, applicable only to MHinsure International Takaful.

 

 

Still not sure?
Still can't decide which MHinsure product is for you? Have a look at our Frequently Asked Questions, for answers to your Travel Protection Sales, Coverage, and Claims questions. For further details, read through our Policy/Certificate Wording, which provides you with an in-depth description of the -protection coverage.

For information on how to contact our sales representatives directly, please contact us.

Please read the Policy/ CertificateWording carefully for the complete details of what "We Will Pay" and what "We Will Not Pay".

 

 

CONTACT DETAILS

For queries regarding your travel protection, please contact your local Cover-More office, based in your country of residence.

 

1. Sales and general enquiries can be transferred to:

 

1 800 88 8777 (within Malaysia)
+60 3 2263 5700 (reverse charge call from overseas)
[email protected]

800 6011 458
+603 2263 5711 (reverse charge call from overseas)
[email protected]

1800 620 119
+60 3 2263 5720 (reverse charge call from overseas)
[email protected]

(0800) 500 225 or
+60 3 2263 5730 (reverse charge call from overseas)
[email protected]

4090 1544 or
+91 22 6602 2670 (reverse charge call from overseas)
[email protected]

 

2. Claim enquiries and assistance helpline can be transferred to:

 

1 800 88 8777 (within Malaysia)
+60 3 2263 5700 (reverse charge call from overseas)
[email protected]

 800 6011 458 or
+60 3 2263 5711 (reverse charge call from overseas)

[email protected]

1800 620 119 (within Australia)
+60 3 2263 5721 (reverse charge call from overseas)
[email protected]

(0800) 600 115 or
+60 3 2263 5731 (reverse charge call from overseas)

[email protected]

4090 1544 or
+91 22 6602 2670 (reverse charge call from overseas)
[email protected]

 

 

 

Please note that bassinet seats are not available in First Class cabin. In case you want to proceed with your booking, please click "Continue"